Transparent Fee Structure
Everything you need to know about PaymentInt fees. No hidden charges, no surprises, just straightforward pricing that helps you plan ahead.
Payment Processing Fees
Our processing fees are applied to every successful transaction. The rate you pay depends on your subscription plan.
Free Plan
Per successful card transaction
Growth Plan
Per successful card transaction
Pro Plan
Per successful card transaction
Enterprise Plan
Negotiated based on volume (≥ 3.5%)
What counts as a successful transaction?
A transaction is considered successful when the payment is authorized and funds are captured. Failed or declined transactions are not charged.
Additional Fees
These fees may apply depending on your transaction type and business needs.
Chargeback Fee
Charged per dispute for Free, Growth, and Pro plans. Negotiable for Enterprise.
International Card Fee
Additional fee for cards issued outside your country.
Currency Conversion
Applied when accepting payments in a currency different from your settlement currency.
Instant Payout Fee
Optional fee for immediate transfers to your bank account.
Currency Conversion Fees
Accept payments in multiple currencies with transparent conversion rates.
How It Works
- Accept payments in 135+ currencies worldwide
- Automatic conversion to your settlement currency
- Competitive exchange rates updated daily
- 1% conversion fee on top of the exchange rate
Example Calculation
Payout Fees & Schedule
Choose the payout schedule that fits your cash flow needs.
Standard Payout
Funds automatically transferred to your bank account
Faster Payout
Available for Growth, Pro, and Enterprise plans
Instant Payout
Transfer funds immediately to eligible debit cards
Applicable Taxes
Tax obligations vary based on your location and the nature of your transactions.
Sales Tax / VAT
Applicable taxes based on your business location and where services are provided.
Withholding Tax
May apply for international transactions depending on local regulations.
Transaction Tax
Certain jurisdictions may impose specific payment processing taxes.
Important Tax Information
Tax rates and requirements vary by jurisdiction. PaymentInt automatically calculates applicable taxes based on your business location and transaction details. We recommend consulting with a tax professional to understand your specific obligations.
Chargeback Protection & Rolling Reserve
(For Transparency)
To maintain platform security and reduce financial risk, certain new or higher-risk merchant accounts may be subject to a temporary rolling reserve.
What This Means for You
- Up to 7% per transaction may be temporarily held as a rolling reserve.
- The reserve amount is capped based on your account risk profile.
- Funds are released every 90 days, provided there are no outstanding disputes.
- If a chargeback occurs, the disputed amount and applicable $15 chargeback fee will be deducted from the reserve balance.
- Any remaining reserve balance is automatically released at the end of the holding period.
Our Commitment to Transparency
- The reserve applies only to new or higher-risk accounts.
- Reserve percentage and cap are determined based on risk assessment.
- Established merchants with strong transaction history may not be subject to a reserve.
- You will always be notified if a reserve applies to your account.
Why Rolling Reserves?
Rolling reserves protect both merchants and PaymentInt from potential chargebacks and fraud. This industry-standard practice ensures the platform remains financially stable while processing your payments securely. Once your account establishes a positive track record, the reserve requirement may be reduced or removed entirely.